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    Florin
    House

    © 2026 Florin House. All rights reserved.

    Florin House

    Florin House is a trading name of FLORIN HOUSE LTD

    Company number 17480418

    Registered office: 103 Alpine Street, Reading, England, RG1 2PZ

    hi@florinhouse.com

    Help·Privacy Policy·Terms of Service
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    Help

    For UK coin dealers

    Sell coins for 6%.Nothing on postage.

    No listing fee. No per-order fee. No cut of the postage.

    Start sellingWork out your saving

    Example sale

    Peter Rabbit · 50p · 2020

    £25.00+ £2.92 postage

    eBay

    Where the eBay figure comes from

    A business seller on eBay pays a final value fee of roughly 10.9–12.8% on the coin and the postage, a 0.35% regulatory operating fee, £0.30–£0.40 per order, and VAT on all of it.

    On this sale that is £3.44 if you reclaim the VAT and £4.88 if you do not, or 14–20% of the coin's price. The slice is cut to the high end; the fainter part is the difference.

    It is an estimate from published sources, which disagree with each other, so check it against your own invoice in the calculator below.

    14–20%

    taken · £3.44–£4.88

    You earn

    £20.12–£21.56

    Better

    Florin House

    6%

    taken · £1.50

    You earn

    £23.50

    £1.94–£3.38 more per coin£776–£1,352 a month at 400 orders

    We are pre-launch, with no paid orders yet. List here alongside your current shop rather than instead of it.

    Why we lead with this

    The coin catalogue — a few thousand coin types with values, mintages and varieties — has been running for a while and brings in search traffic. The marketplace attached to it has not yet turned that into sales. A low fee on no sales is worth nothing, and we are not going to pretend otherwise.

    So the honest offer is dual-listing: keep selling wherever your buyers already are, put a slice of stock here as well, and pay 6% on whatever happens to sell. If nothing does, you have lost the time it took to list. If you would rather wait for a track record, that is a completely reasonable call.

    The fee is not an introductory rate waiting to be raised once you are locked in. It is what the business is built to run on.

    Built for coins from £25 up

    Why £25 and up

    The marketplace is curated toward coins worth £25 or more — the band where a trade seller's time per order makes sense, and where the saving on fees is worth having. Cheaper coins can still sell, bundled into one parcel.

    Every listing here is attached to a coin in the catalogue, like the ones shown. The prices shown are catalogue values: estimates, not offers.

    • Elizabeth II Winston Churchill; Silver Proof

      Elizabeth II Winston Churchill; Silver Proof

      £312.57

    • Charles III Silver Proof

      Charles III Silver Proof

      £130.22

    • Elizabeth II Barn Owl; Silver Proof

      Elizabeth II Barn Owl; Silver Proof

      £94.40

    • Elizabeth II Queen Mother; Silver Proof

      Elizabeth II Queen Mother; Silver Proof

      £58.73

    • Elizabeth II Imperial War Museums; Silver Proof

      Elizabeth II Imperial War Museums; Silver Proof

      £52.32

    • Elizabeth II The Sopwith Camel; Silver Proof

      Elizabeth II The Sopwith Camel; Silver Proof

      £52.32

    Photos: Numista

    How it works

    1. Set up once

      What seller setup involves

      A posting address, the dispute policy, and Stripe's identity checks — payouts run through Stripe Connect, so Stripe verifies you before you can list.

      Tax details are not asked for here; they come later, only past the threshold below.

      About ten minutes, and free.

    2. List it

      Pick the coin, set a fixed price.

    3. Post it

      Labels and postage

      When you are ready to post, you generate the label from your listings page — we buy it at the quoted rate and register the tracking — or you post it yourself with your own tracked service.

      The buyer pays the carrier rate. See “Postage is at cost” below.

      Tracked label bought for you.

    4. Get paid

      Why payout takes that long

      The buyer has 14 days from delivery to open a return or a dispute, and the payout follows once that window has closed with neither open. It is slower to your bank than you may be used to, and there is no way to shorten it.

      About 16 days after delivery.

    eBay fees vs ours, on your numbers

    How we estimate eBay's fees

    Our side is read live from our fee settings, so it is what you would actually be charged. The eBay side is an estimate from published sources, and it is a range because they disagree.

    Per orderLowHigh
    Final value fee on item and postage10.9%12.8%
    Regulatory operating fee0.35%0.35%
    Fixed fee per order£0.30£0.40
    VAT on the aboveexcluded (you reclaim it)
    Total on a £25.00 coin + £2.92 postage£3.44£4.07

    Treat that range as an estimate, not a quote. The two published figures for the collectables final value fee disagree — 10.9% against 12.8% — and we could not get eBay's own rate card to confirm either. Your category, your store subscription and your promoted-listing spend all move it. Open your last eBay invoice, divide total fees by the number of orders, and put that against ours. If our estimate is wrong we would genuinely like to know which way.

    £
    £

    Why VAT changes the eBay figure

    Ticked, the eBay figures exclude VAT — the smaller, more conservative comparison, and what a VAT-registered business that reclaims it actually bears.

    Untick it and 20% VAT is added to eBay's fees, which is what you pay if you are not registered. Our 6% is the same either way in this comparison.

    eBay's fees

    £1,376 – £1,628

    a month, estimated

    −

    Our fees

    £600

    a month · 6% of the coin

    =

    You save

    £776 – £1,028

    a month, selling here instead of eBay

    Buyers pay a small service fee on top, not you.

    What the buyer pays

    The buyer pays 4% + £0.20 on the item, on top of postage at cost.

    That is on the buyer's side of the invoice, not yours — but it is part of what your coin costs someone, so you should know the number.

    More reaches you here

    How the average is worked out

    For £100 a buyer spends on one coin, what reaches the seller here, against the average of 8 other places to sell coins in the UK. Every one is included, the ones where more reaches the seller than here as well.

    Each uses its published fees, read from its own terms on 7 October 2026, at its cheapest: no reserve, the cheaper seller option, bank transfer, VAT on fees reclaimed, the lowest volume tier, no paid ads. Postage is left out everywhere.

    WhereBuyer paysSeller pays
    Florin House£88.94 to you5% + £0.20, plus £0.45 per parcel6% of the price
    Katz Auction£77.08 to you24.2% on top of the hammer (at least €5 a lot), plus €5 per invoice. Paid by bank transfer; cards add 3%, PayPal 5%.0% on a coin sold without a reserve. Reserved lots of €100–999 pay 5%.
    London Coins£75.95 to you18.5% on top of the hammer. No VAT is stated.10% of the hammer, with London Coins setting the reserve. 12% (£3 minimum) if you set your own.
    Noonans£64.83 to you24% on top of the hammer, plus VAT on that premium for UK buyers.15% commission and 1.5% insurance, plus VAT.
    eBay£88.35 to youNothing on top when buying from a business seller.10.9% up to £450 and 3% above, 0.35% regulatory fee, 40p an order (30p up to £10), all on postage too, plus VAT.
    Etsy£88.67 to youNothing on top.6.5% transaction fee, 4% + 20p payment processing, 0.48% regulatory fee, all on postage too, plus $0.20 a listing.
    Whatnot£93.33 to youNothing on top.4% on coins (3.5% at high volume), plus 2.42% + 25p payment processing, plus VAT.
    Catawiki£77.37 to you9% of the final bid + €3.12.5% plus €1–€10 by price band, plus VAT.
    Delcampe£89.09 to you10% + €0.30 platform fee.No commission; 1.6% + €0.15 payment fee from 15 October 2026.

    An auction or a live sale can reach a higher price than a fixed one, so this compares fees, not what a coin will fetch. eBay private sellers pay no selling fee, but trade sellers cannot use it. Places that agree their seller rate privately (Spink, Baldwin's, St James's, Künker, MA-Shops) are not included, because there is no published figure. If a number here is out of date, tell us and we will correct it.

    +£7.11

    more to you on every £100 a buyer spends, against the average elsewhere

    • Here£88.94
    • Average of 8 others£81.83

    Published fees, checked 7 October 2026.

    Good to know

    • Several coins to one buyer ship on one labelWorks for you

      Several coins, one label

      A checkout is one seller, one parcel, one label, and a Large Letter carries 750g. Twenty 50p pieces weigh about 160g. If a buyer takes three coins instead of one, all three ride on one label with no extra postage or handling — the one thing coins can do that clothes and records cannot.

    • Disputes come to you first, with 48 hours to replyWorks for you

      How disputes work

      A claim goes to you before it goes to us. You have 48 hours to refund, offer a partial refund or contest it.

      Say nothing in that time and a coin priced at £150 or less is refunded to the buyer from the held payment automatically; above that, we decide. The written policy is shown during seller setup — read it before you list anything expensive.

    • Postage is at cost, so no margin on it for youWorth weighing

      Postage is at cost

      The buyer pays what the carrier charges and nothing on top goes to you. If you make a margin on postage today, you will not make it here — worth putting on the other side of the scales.

    • Paid about 16 days after deliveryWorth weighing

      Slower to your bank

      The buyer has 14 days from delivery to open a return or a dispute, and the payout follows once that window has closed with neither open. There is no way to shorten it.

    • Tax reporting (DAC7) after 30 sales or £1,700 a year

      Tax reporting, said now rather than later

      UK online marketplaces must collect seller details and report them to HMRC under the digital platform reporting rules. The threshold is 30 sales or £1,700 of sales in a calendar year, per seller, per platform. Anyone trading will pass that in weeks.

      When you do, we ask for your name, address, date of birth or company number, and your National Insurance or tax reference, and your payouts pause until we have them. Then we report your annual totals. Nothing is asked for before the threshold.

      eBay, Etsy and Vinted do the same, and you are very likely already reported. We mention it because being asked for a tax reference by a marketplace you joined last week is unsettling if nobody warned you.

    • Not here yet: bulk upload, auctions, buyers abroad

      What does not exist yet

      • No dealer subscription, tier, badge or storefront. Whether we build one depends on there being dealers here first.
      • No account manager and no phone line. Support is an inbox, and it is us.
      • No bulk upload. Listings go in one at a time.
      • No auctions. Fixed price only.
      • No posting abroad. Buyers give a Great Britain address.

    Worth a look?

    Tell us what you sell. It is one person at this end.

    Start sellingEmail hi@florinhouse.com

    eBay figures are estimates from published sources (August 2026), not quotes, and are eBay's to change. Our rates are read live. Catalogue values are estimates. Not tax or accounting advice.